Invoicefy vs Square Invoices
Square Invoices and Invoicefy both send unlimited invoices for free, but Square charges 3.3% plus 30 cents per online card payment on its free plan, while Invoicefy passes through Stripe's standard fee with nothing added. Square is the clear winner if you also take cards in person, use Android, or want Cash App Pay and Afterpay.
Prices checked on October 20, 2026 on each company's own pages.
Invoicefy and Square Invoices side by side
| Feature | Invoicefy | Square Invoices |
|---|---|---|
| Price for unlimited invoices | $0 (Pro is $5/mo or $49/yr for card and PayPal payments) | $0 on Square Free |
| Free plan limits | Free forever: unlimited clients, invoices and proposals | Unlimited invoices on Square Free. Square Plus is $49/mo per location |
| Card payments | Yes, on Pro, through Stripe to your own account | Yes, online, card on file, and in person with Tap to Pay |
| PayPal payments | Yes, on Pro, to your own PayPal account | Not listed |
| Processing fees | Stripe's or PayPal's standard fees. Invoicefy adds no fee | Invoice card payments: 3.3% + 30¢ on Free, 2.9% + 30¢ on Plus. Card on file: 3.5% + 15¢. ACH: 1%, $1 minimum ($10 cap on Plus). Afterpay: 6% + 30¢ |
| Deposits | Yes, plus partial payments recorded as cash, check, bank transfer or other | Yes, with a separate due date for the balance |
| Recurring invoices | Yes: weekly, monthly, quarterly or yearly, with an optional end date | Yes: daily, weekly, monthly or yearly |
| Automatic reminders | Yes, by email: 2 days before the due date and 3 and 7 days after, stopped when paid | Yes, before, on or after the due date (not for invoices sent by text) |
| Text the invoice link | Yes, one tap opens your phone's Messages app with the client link | Yes, if the customer asked for invoices by text |
| iPhone app | Yes (in-app Pro is $4.99/mo or $49.99/yr) | Yes |
| Android app | No | Yes |
| Proposals or estimates | Yes, proposals convert to invoices in one click | Yes, estimates |
Prices checked on October 20, 2026. Sources:
- Square Invoices pricing page
- Square help: create and send invoices (text delivery)
- Square Invoices on Google Play
- Invoicefy pricing
- Invoicefy on the App Store
Competitor prices change. Check their site before you decide.
Choose Square Invoices if...
Choose Square Invoices if you take payments at the counter or on the job with a card reader or Tap to Pay, or you already run your business on Square. It has iPhone and Android apps, ACH and Afterpay, and every payment lands in one Square account with your in-person sales.
Choose Invoicefy if...
Choose Invoicefy if your clients pay online and you'd like PayPal as an option, which Square doesn't list. Invoicefy Pro is $5 a month and the money goes to your own Stripe or PayPal account. You can also text the client link from your own phone number.
How to switch from Square Invoices to Invoicefy
Start with your clients and your most used line items. If Square lets you export your customer list, download it; if not, copy your regular customers by hand. Add your clients and saved items to Invoicefy, then set up your logo and payment options.
Send new invoices from Invoicefy, but let open Square invoices finish where they are, so clients don't get two bills. Once the last one is paid, download any records you want to keep and cancel your Square plan.
Questions people ask
Yes. Square Free has no monthly fee and unlimited invoices. You pay processing fees when a customer pays by card or bank transfer.
As of October 20, 2026, Square lists 3.3% plus 30 cents for invoice card payments on Square Free and 2.9% plus 30 cents on Plus. Card on file is 3.5% plus 15 cents and ACH is 1% with a $1 minimum.
PayPal isn't listed on Square's invoice pricing page. Invoicefy Pro accepts PayPal payments to your own PayPal account.
No. Invoicefy takes card payments online through Stripe. If you need a card reader or Tap to Pay, Square is the better choice.
Square says automatic reminders aren't supported when you send an invoice by text. Invoicefy's reminders go by email, and you can also text the client link from your phone.
Try Invoicefy free.
Unlimited invoices and proposals on the free plan, on the web and iPhone. Add card and PayPal payments with Pro for $5 a month.
